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NEW QUESTION: 1
When a normally functioning immune system attacks a non self molecule, the system has the ability to
"remember" the specifics of the foreign body, and upon subsequent encounters with the same species of molecules, it reacts accordingly.
A. the immune system reacts
B. it reacts
C. the molecules react
D. the species react
E. the foreign body reacts
Answer: A
Explanation:
Explanation/Reference:
Explanation:
Choice a is an unclear sentence because it could refer to several antecedents, including foreign body, molecules, immune system, and species. The correct antecedent is immune system. Choice e also has an error in subject-verb agreement (species requires a singular verb - reacts).
NEW QUESTION: 2
エンジニアがシスコCleanAirで会うかもしれない干渉者は、何ですか？
A. 悪意のあるクライアント
B. 不正AP
C. 同一チャネル干渉
D. 電子レンジ
Answer: D
NEW QUESTION: 3
Which of the following statements are true:
I. Capital adequacy implies the ability of a firm to remain a going concern II. Regulatory capital and economic capital are identical as they target the same objectives III. The role of economic capital is to provide a buffer against expected losses IV. Conservative estimates of economic capital are based upon a confidence level of 100%
A. I, III and IV
B. I and III
C. I
D. III
Answer: C
Explanation:
Explanation
Statement I is true - capital adequacy indeed is a reference to the ability of the firm to stay a 'going concern'.
(Going concern is an accounting term that means the ability of the firm to continue in business without the stress of liquidation.) Statement II is not true because even though the stated objective of regulatory capital requirements is similar to the purposes for which economic capital is calculated, regulatory capital calculations are based upon a large number of ad-hoc estimates and parameters that are 'hard-coded' into regulation, while economic capital is generally calculated for internal purposes and uses an institution's own estimates and models. They are rarely identical.
Statement II is not true as the purpose of economic capital is to provide a buffer against unexpected losses.
Expected losses are covered by the P&L (or credit reserves), and not capital.
Statement IV is incorrect as even though economic capital may be calculated at very high confidence levels, that is never 100% which would require running a 'risk-free' business, which would mean there are no profits either. The level of confidence is set at a level which is an acceptable balance between the interests of the equity providers and the debt holders.
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