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NEW QUESTION: 1
組織の購入機能を示すフローチャートを確認する際に、内部監査人が最も可能性が高い内部統制の弱点はどれですか。
A. 購入ポリシーは更新されていません。
B. サプライヤーへの支払いは、商品の受け取り前に行われます。
C. 受け取った商品の支払いが適切なレベルで承認されていません。
D. 組織は、サプライヤーから入手できる数量割引を利用していません。
Answer: B
NEW QUESTION: 2
The administrator can specify the recording strategy. Which recording strategies does the system support? () (multiple choices in this question)
A. Percentage recording. The percentage of the system installation settings, randomly selected recording.
B. The administrator can configure a recording strategy. For example, a call with a call duration of more than 10 minutes requires recording. The system automatically performs this policy according to this policy.
Row.
C. Forced recording, that is, all agent calls will be forced to record
D. The seat is self-recording. Agents are free to choose when to start recording, when to stop recording, and which calls need to be recorded.
Answer: A,C,D
NEW QUESTION: 3
What is the compa-ratio for an employee that earns $75,000 per year, but the midpoint for the role is $85,000 per year?
A. $10,000 difference
B. 113 percent
C. 88 percent
D. 1:88
Answer: C
Explanation:
Reference: PHR Exam Prep, Pearson Education, ISBN: 978-0-7897-3677-2. Chapter Six: Total Rewards. Official PHR and SPHR Certification Guide, HR Certification Institute, ISBN: 978-1-586-44149-4, Section III, The US HR Body of Knowledge.
Chapter: Compensation and Benefits
Objective: Compensation
NEW QUESTION: 4
Which of the following represents a riskier exposure for a bank: A LIBOR based loan, or an Overnight Indexed Swap? Which of the two rates is expected to be higher?
Assume the same counterparty and the same notional.
A. Overnight Index Swap; LIBOR rate will be higher
B. A LIBOR based loan; OIS rate will be higher
C. Overnight Index Swap; OIS rate will be higher
D. A LIBOR based loan; LIBOR rate will be higher
Answer: D
Explanation:
Explanation
A LIBOR based loan requires cash to move from the lender to the borrower in the amount of the notional. The Overnight Index Swap requires only the exchange of interest payments, and therefore represents less risk.
Therefore the LIBOR based loan is a riskier exposure.
The LIBOR is generally higher than the OIS. In fact, the difference between the two, the LIBOR-OIS spread, is a standard measure of the risk premium in the market that goes up when the risk of default by counterparty banks is considered high. This is because when the market perceives the risk of default to be high, the participants need a risk premium to take on the default risk which is considerably lesser with the OIS.
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